Save money on homeowners insurance with a home security system

Covering your property with a security network will bring homeowners insurance coverage costs down

To own a home is to need homeowners insurance, to protect your investment, your belongings and your family. The same urge to protect will see many seek to cover their home with a home security system. In concert, the two work together well, in more ways than one.

One of the most compelling reasons to equip your house with a home security system, aside from the protection of your home, is how it impacts your homeowners insurance – in particular, how it impacts your insurance rates.

It’s simple: a home covered by a home security system will pay out less in insurance costs, saving you, the homeowner, hard-earned cash.

A good home security system serves as a valuable investment to bring down insurance fees on your homeowners policy.

To an insurance company, it’s simple logic. You pay insurance to protect your home from a multitude of risks – fire, weather, outside causes of damage and, yes, burglary and home invasion.

A home security system, in turn, is designed to detect dangers to your home, in particular, home invasion.

Therefore, any device or system which reduces the risk of an act that might require the insurance company to have to pay out on a policy is, by definition, one that improves the safety and security of your home, and of your insurance policy.

It follows, therefore, that a house with a good home security system would pay less in insurance premiums than one with no home security system.

How much you save will depend to a large degree on your home insurance carrier and their policies, but general estimates show a security system can reduce your discount can be as high as 20%, though discounts more in line with about 5% are more likely.

Still, even a 5% discount frees up money you’d likely want to spend elsewhere than on a higher insurance premium.

Notably, your insurance carrier is more interested in your security coverage, not in the brand name on the equipment. Meaning there’s no need to seek out some expensive, contract-bound security company when you can find coverage just as reliable, and more convenient, from a DIY home security system, such as the ones provided by BlueAccess.

The home security panel, and accompanying components, sold by BlueAccess, along with the 24/7 home monitoring it provides, are just what homeowners insurance policies are looking for to lower their risk, and your premiums.

You’ll ultimately spend less on home security system monitoring than you would on higher insurance rates without a system.

So save yourself money, and give yourself and your insurance agent some peace of mind and get a BlueAccess home security system.